Reward yourself by opening a checking account designed with you in mind. With Reward Checking, you'll earn 3.51% APY* with no minimum balance requirement after the initial opening deposit and receive unlimited nationwide ATM fee refunds.

• 3.51% APY* on balances up to $25,000
• 1.01% APY* on amount of balances over $25,000
• Unlimited ATM fee refunds nationwide
• No monthly service charge
• Unlimited check writing
• Free check card
• Free online banking with bill pay
• Free eStatements
• $100 deposit to initially open account; no minimum balance requirement thereafter
• FDIC insured

*APY = Annual Percentage Yield

No interest paid if account closes before statement cycle date. Also, no overdraft fees will be waived or refunded on this account.

It's simple to qualify. In fact, you're probably already doing it! Just make sure you check these things off your list to qualify each statement cycle:

• Make 10 check card purchases
• Receive eStatements
• Set up 1 direct deposit or automatic payment

If you don't qualify in a given statement cycle, don't worry. There's no penalty for not qualifying in a given month. You still have free checking and get a base 0.25% APY*. Plus you get right back to making 3.51% APY* and enjoying ATM refunds the next month you qualify.

*Annual Percentage Yield (APY) accurate as of 12/15/09. Rate tiers are as follows: 3.51% APY applies to balances of $.01 - $25,000 and 1.01% APY applies to balances over $25,000 as long as qualifications are met each statement cycle. 0.25% APY applies to all balances if qualifications are not met. All balances will earn 1.01%APY to 3.51% APY as long as qualifications are met. Rates may change after the account is opened. Fees may reduce earnings.