Rates

These rates are subject to change without notice. For current rates, please contact any one of our three locations.

APY = (Annual Percentage Yield)

Reward Checking

Daily Balance Interest Rate APY
$.01 - $25,000.00 1.50%* 1.51%*
$25,000.01 or more 0.25%* 0.28%*
$0.01 or more and qualifications are not met 0.10%** 0.10%**

*As long as qualifications are met each statement cycle

**If qualifications are not met each statement cycle (excluding the month in which the account is opened)

Real Saver

Daily Balance Interest Rate APY
$.01 - $100,000.00 0.50%* 0.50%*
$100,000.01 or more 0.30%* 0.32%*
$0.01 or more and qualifications are not met 0.25%** 0.25%**

*As long as qualifications are met each statement cycle

**If qualifications are not met each statement cycle (excluding the month in which the account is opened)

NOW Accounts

Daily Balance Interest Rate APY
$1,000 - $249,999.99 0.05% 0.05%
$250,000.00 - $499,999.99 0.10% 0.10%
$500,000.00 or more 0.20% 0.20%

Personal Savings

Account Interest Rate APY
Savings 0.05% 0.05%

Individual Retirement Account (IRA)

Account Interest Rate APY
IRA - 1 Year 0.45% 0.45%
IRA - 18 Month 0.50% 0.50%
IRA - 2 Year 0.55% 0.55%

Money Market

Daily Balance Interest Rate APY
$1,000 - $24,999.99 0.10% 0.10%
$25,000.00 - $49,999.99 0.20% 0.20%
$50,000.00 or more 0.25% 0.25%

Certificates of Deposits (CDs)

Term Less than $50,000 $50,000 - $100,000 Jumbo
30 Day APY: 0.10%
Interest Rate: 0.10%
APY: 0.10%
Interest Rate: 0.10%
APY: 0.10%
Interest Rate: 0.10%
60 Day APY: 0.15%
Interest Rate: 0.15%
APY: 0.15%
Interest Rate: 0.15%
APY: 0.15%
Interest Rate: 0.15%
90 Day APY: 0.15%
Interest Rate: 0.15%
APY: 0.15%
Interest Rate: 0.15%
APY: 0.15%
Interest Rate: 0.15%
180 Day APY: 0.25%
Interest Rate: 0.25%
APY: 0.25%
Interest Rate: 0.25%
APY: 0.25%
Interest Rate: 0.25%
365 Day APY: 0.40%
Interest Rate: 0.40%
APY: 0.40%
Interest Rate: 0.40%
APY: 0.40%
Interest Rate: 0.40%
2 Year APY: 0.55%
Interest Rate: 0.55%
APY: 0.55%
Interest Rate: 0.55%
APY: 0.55%
Interest Rate: 0.55%
18 Month

"Raise Your Rate" CD*
No Transaction Account

APY: 0.40%
Interest Rate: 0.40%
APY: 0.40%
Interest Rate: 0.40%
APY: 0.40%
Interest Rate: 0.40%
18 Month

"Raise Your Rate" CD*
With Transaction Account

APY: 0.45%
Interest Rate: 0.45%
APY: 0.45%
Interest Rate: 0.45%
APY: 0.45%
Interest Rate: 0.45%

*Ability to step the rate up to the current 18 month maturity market rate ONE time during the life of the CD

Fees could reduce earnings